Birdwatch Note Rating
2023-04-30 12:28:37 UTC - NOT_HELPFUL
Rated by Participant: 5220E597F18B4BF4A3FD63D40FF89DDD61B298DA8BA160BD351832CA5D93A144
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details