Birdwatch Note Rating
2023-04-30 17:43:24 UTC - SOMEWHAT_HELPFUL
Rated by Participant: 4A68D258378DBEE0611FFF937B110D2E7430907DD5A7FCCEE0516DCB739BF651
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details