Birdwatch Note Rating
2023-04-30 07:17:36 UTC - NOT_HELPFUL
Rated by Participant: 48E8B10B04EBEBD1A9EE4F4E9AEF8DBB139666D198FE8EC811F8D3851A1AC005
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details