Birdwatch Note Rating
2023-05-05 06:59:58 UTC - HELPFUL
Rated by Participant: 2E205AF78E85C34F643D6F52E3504006AFF3277B72CB0DAB02995475853F1859
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details