Birdwatch Note Rating
2023-05-01 01:59:44 UTC - NOT_HELPFUL
Rated by Participant: 064B8AC75F1BBD5C6D2A80F5400CB98F0F721A3E2EDA769C9EFF41835D8AF97F
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details