Birdwatch Note Rating
2023-05-04 20:55:54 UTC - HELPFUL
Rated by Participant: 05C4CD2BC35BA1DDCEC5BAFC4C9E4415CB0E20DB938B27693C1357219E0BE53A
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details