Birdwatch Archive

Birdwatch Note Rating

2023-04-12 16:06:10 UTC - NOT_HELPFUL

Rated by Participant: 5F3FEEEA4B65ED345DAE872C369EBD16D567DEAC24EF4BC2780EA275F1673238
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Original Note:

As of March 29, 2023 the U.S. banking system has roughly 17,000 billion dollars in deposits, FDIC only holds enough funds to insure 2% of these deposits. 98% of US banking deposits are effectively backed by nothing. https://fred.stlouisfed.org/series/DPSACBW027SBOG https://www.fdic.gov/resources/deposit-insurance/deposit-insurance-fund/dif-fund.html https://www.investopedia.com/terms/f/fractionalreservebanking.asp

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All Information

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