Birdwatch Note Rating
2023-01-26 21:25:45 UTC - SOMEWHAT_HELPFUL
Rated by Participant: FA6A03D0863A89E26D20B55F57D1F56F38E89F91111E6123E5AE42618B16CF43
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Original Note:
Overdrafts were invented in the 18th Century. Fees for overdrafts did become more widespread in the 1990s. https://www.linkedin.com/pulse/rise-fall-beloved-overdraft-sanjeev-kumar/?trk=public_post Credit scores were introduced in the 1950s. The FICO score specifically, though was implemented in 1989. https://en.wikipedia.org/wiki/Credit_score_in_the_United_States
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