Birdwatch Archive

Birdwatch Note

2023-03-01 20:44:38 UTC - MISINFORMED_OR_POTENTIALLY_MISLEADING

Home Equity Lines of Credit (HELOCs) do not allow someone to borrow from “themselves” rather than a bank. The money is loaned by a bank, with home equity as collateral for the loan. https://www.rocketmortgage.com/learn/home-equity-line-of-credit https://www.bankofamerica.com/mortgage/learn/what-is-a-home-equity-line-of-credit/ https://www.nerdwallet.com/article/mortgages/heloc-home-equity-line-of-credit https://www.wsj.com/buyside/personal-finance/what-is-a-home-equity-line-of-credit-01669668213

Written by 48A6F954B66006A02080C8C3909873636371736A42EE0A2D0E15B3FEF66E8A20
Participant Details

Original Tweet

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All Information

  • ID - 1631032722020880385
  • noteId - 1631032722020880385
  • participantId - 48A6F954B66006A02080C8C3909873636371736A42EE0A2D0E15B3FEF66E8A20
  • noteAuthorParticipantId -
  • createdAtMillis - 1677703478711
  • tweetId - 1628888914449821696
  • classification - MISINFORMED_OR_POTENTIALLY_MISLEADING
  • believable -
  • harmful -
  • validationDifficulty -
  • misleadingOther - 0
  • misleadingFactualError - 0
  • misleadingManipulatedMedia - 0
  • misleadingOutdatedInformation - 0
  • misleadingMissingImportantContext - 1
  • misleadingUnverifiedClaimAsFact - 0
  • misleadingSatire - 0
  • notMisleadingOther - 0
  • notMisleadingFactuallyCorrect - 0
  • notMisleadingOutdatedButNotWhenWritten - 0
  • notMisleadingClearlySatire - 0
  • notMisleadingPersonalOpinion - 0
  • trustworthySources - 1
  • summary
    • Home Equity Lines of Credit (HELOCs) do not allow someone to borrow from “themselves” rather than a bank. The money is loaned by a bank, with home equity as collateral for the loan. https://www.rocketmortgage.com/learn/home-equity-line-of-credit https://www.bankofamerica.com/mortgage/learn/what-is-a-home-equity-line-of-credit/ https://www.nerdwallet.com/article/mortgages/heloc-home-equity-line-of-credit https://www.wsj.com/buyside/personal-finance/what-is-a-home-equity-line-of-credit-01669668213

Note Status History

createdAt timestampMillisOfFirstNonNMRStatus firstNonNMRStatus timestampMillisOfCurrentStatus currentStatus timestampMillisOfLatestNonNMRStatus mostRecentNonNMRStatus participantId
2023-03-01 20:44:38 UTC
(1677703478711)
2023-03-02 17:39:06 UTC
(1677778746991)
CURRENTLY_RATED_HELPFUL 2023-03-07 02:11:29 UTC
(1678155089929)
CURRENTLY_RATED_HELPFUL 2023-03-02 17:39:06 UTC
(1677778746991)
CURRENTLY_RATED_HELPFUL

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