Birdwatch Archive

Birdwatch Note

2022-08-09 14:45:50 UTC - MISINFORMED_OR_POTENTIALLY_MISLEADING

One factor that goes into determining 15% of your credit score under a FICO system is the average age of your current accounts[1]. Closing an older account by paying it off can put a temporary ding in your credit score[2]. 1. https://www.myfico.com/credit-education/whats-in-your-credit-score 2. https://www.experian.com/blogs/ask-experian/does-paying-off-a-car-loan-early-hurt-your-credit/

Written by 63CAAE81BC0F106FCA8289843BF0EA43
Participant Details

All Information

• ID - 1557015300884893703
• noteId - 1557015300884893703
• participantId - 63CAAE81BC0F106FCA8289843BF0EA43
• noteAuthorParticipantId -
• createdAtMillis - 1660056350344
• tweetId - 1556390093501382656
• classification - MISINFORMED_OR_POTENTIALLY_MISLEADING
• believable - BELIEVABLE_BY_MANY
• harmful - CONSIDERABLE_HARM
• validationDifficulty - EASY
• misleadingOther - 0
• misleadingFactualError - 0
• misleadingManipulatedMedia - 0
• misleadingOutdatedInformation - 0
• misleadingMissingImportantContext - 1
• misleadingUnverifiedClaimAsFact - 0
• misleadingSatire - 0
• notMisleadingOther - 0
• notMisleadingFactuallyCorrect - 0
• notMisleadingOutdatedButNotWhenWritten - 0
• notMisleadingClearlySatire - 0
• notMisleadingPersonalOpinion - 0
• trustworthySources - 1
• summary
• One factor that goes into determining 15% of your credit score under a FICO system is the average age of your current accounts[1]. Closing an older account by paying it off can put a temporary ding in your credit score[2]. 1. https://www.myfico.com/credit-education/whats-in-your-credit-score 2. https://www.experian.com/blogs/ask-experian/does-paying-off-a-car-loan-early-hurt-your-credit/