Birdwatch Note
2022-07-07 19:49:05 UTC - MISINFORMED_OR_POTENTIALLY_MISLEADING
The Congressman is referring to loans made through the Federal Reserve's discount window. The interest rate of 1.75% is mandated by federal regulation. https://www.ecfr.gov/current/title-12/chapter-II/subchapter-A/part-201/section-201.51 Per 12 CFR § 201.4(a) these are "very short-term" loans "usually overnight". They are not used to fund credit card loans https://www.ecfr.gov/current/title-12/chapter-II/subchapter-A/part-201/section-201.4#p-201.4(a) https://www.federalreserve.gov/regreform/discount-window.htm
Written by 238938F8A35959DAFA9518817DEB65AA
Participant Details
Original Tweet
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All Information
- ID - 1545132818057027587
- noteId - 1545132818057027587
- participantId - 238938F8A35959DAFA9518817DEB65AA
- noteAuthorParticipantId -
- createdAtMillis - 1657223345662
- tweetId - 1544765643802791940
- classification - MISINFORMED_OR_POTENTIALLY_MISLEADING
- believable - BELIEVABLE_BY_MANY
- harmful - CONSIDERABLE_HARM
- validationDifficulty - CHALLENGING
- misleadingOther - 0
- misleadingFactualError - 0
- misleadingManipulatedMedia - 0
- misleadingOutdatedInformation - 0
- misleadingMissingImportantContext - 1
- misleadingUnverifiedClaimAsFact - 0
- misleadingSatire - 0
- notMisleadingOther - 0
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- notMisleadingClearlySatire - 0
- notMisleadingPersonalOpinion - 0
- trustworthySources - 1
- summary
- The Congressman is referring to loans made through the Federal Reserve's discount window. The interest rate of 1.75% is mandated by federal regulation. https://www.ecfr.gov/current/title-12/chapter-II/subchapter-A/part-201/section-201.51 Per 12 CFR § 201.4(a) these are "very short-term" loans "usually overnight". They are not used to fund credit card loans https://www.ecfr.gov/current/title-12/chapter-II/subchapter-A/part-201/section-201.4#p-201.4(a) https://www.federalreserve.gov/regreform/discount-window.htm
Note Status History
| createdAt | timestampMillisOfFirstNonNMRStatus | firstNonNMRStatus | timestampMillisOfCurrentStatus | currentStatus | timestampMillisOfLatestNonNMRStatus | mostRecentNonNMRStatus | participantId |
| 2022-07-07 19:49:05 UTC (1657223345662) |
1969-12-31 23:59:59 UTC (-1) |
1969-12-31 23:59:59 UTC (-1) |
NEEDS_MORE_RATINGS | 1969-12-31 23:59:59 UTC (-1) |
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| 2022-07-07 19:49:05 UTC (1657223345662) |
1969-12-31 23:59:59 UTC (-1) |
1969-12-31 23:59:59 UTC (-1) |
NEEDS_MORE_RATINGS | 1969-12-31 23:59:59 UTC (-1) |
238938F8A35959DAFA9518817DEB65AA |
Note Ratings
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| 2022-07-07 17:53:49 -0500 | Rating Details | |
| 2022-07-11 21:47:14 -0500 | Rating Details |