Birdwatch Note
2023-10-30 19:41:21 UTC - MISINFORMED_OR_POTENTIALLY_MISLEADING
In Jan 2021, the NAR Housing Affordability Index (HAI) lists median family income at $101,968 in the Northeast US. The HAI is a 30yr fixed loan, 20% down w/ a 25% qualifying ratio (principal + interest to income). A $2124.33 payment = $659k home price at 2.65%. NAR: https://www.nar.realtor/blogs/economists-outlook/housing-affordability-advances-in-january-2021-as-incomes-rise MPA: https://www.mpamag.com/us/mortgage-industry/guides/a-guide-on-mortgage-rates-by-year-usa/455282#:~:text=By%20January%202021%2C%20the%20rate,loan%20would%20be%20just%20%24806.
Written by 0168CE57E75137E4646F799630DA5B24670850090ADF1DA45475EB28DCDAF5FE
Participant Details
Original Tweet
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All Information
- ID - 1719077047538987294
- noteId - 1719077047538987294
- participantId -
- noteAuthorParticipantId - 0168CE57E75137E4646F799630DA5B24670850090ADF1DA45475EB28DCDAF5FE Participant Details
- createdAtMillis - 1698694881696
- tweetId - 1718989896298217661
- classification - MISINFORMED_OR_POTENTIALLY_MISLEADING
- believable -
- harmful -
- validationDifficulty -
- misleadingOther - 0
- misleadingFactualError - 1
- misleadingManipulatedMedia - 0
- misleadingOutdatedInformation - 0
- misleadingMissingImportantContext - 1
- misleadingUnverifiedClaimAsFact - 1
- misleadingSatire - 0
- notMisleadingOther - 0
- notMisleadingFactuallyCorrect - 0
- notMisleadingOutdatedButNotWhenWritten - 0
- notMisleadingClearlySatire - 0
- notMisleadingPersonalOpinion - 0
- trustworthySources - 1
- summary
- In Jan 2021, the NAR Housing Affordability Index (HAI) lists median family income at $101,968 in the Northeast US. The HAI is a 30yr fixed loan, 20% down w/ a 25% qualifying ratio (principal + interest to income). A $2124.33 payment = $659k home price at 2.65%. NAR: https://www.nar.realtor/blogs/economists-outlook/housing-affordability-advances-in-january-2021-as-incomes-rise MPA: https://www.mpamag.com/us/mortgage-industry/guides/a-guide-on-mortgage-rates-by-year-usa/455282#:~:text=By%20January%202021%2C%20the%20rate,loan%20would%20be%20just%20%24806.
Note Status History
| createdAt | timestampMillisOfFirstNonNMRStatus | firstNonNMRStatus | timestampMillisOfCurrentStatus | currentStatus | timestampMillisOfLatestNonNMRStatus | mostRecentNonNMRStatus | participantId |
| 2023-10-30 19:41:21 UTC (1698694881696) |
1969-12-31 23:59:59 UTC (-1) |
2023-10-31 02:56:10 UTC (1698720970410) |
NEEDS_MORE_RATINGS | 1969-12-31 23:59:59 UTC (-1) |
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