Birdwatch Note
2023-04-29 17:29:24 UTC - MISINFORMED_OR_POTENTIALLY_MISLEADING
As noted in previous community notes, these payment estimates are deceptively low. A $50k loan at 1.5% and payments of $241/month would take 20 yrs to pay. https://www.bankrate.com/loans/loan-calculator/ HELOC rates as of April '23 are 7-8%. At 7% a $50k loan with $241 payments would take longer than 50 yrs to pay. https://www.forbes.com/advisor/home-equity/best-heloc-rates/
Written by 1E720E04C788C0F61E22D1B571C3DED9D7F6B5BACF81F42CE4527ADB843A9AC5
Participant Details
Original Tweet
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All Information
- ID - 1652364474899382273
- noteId - 1652364474899382273
- participantId -
- noteAuthorParticipantId - 1E720E04C788C0F61E22D1B571C3DED9D7F6B5BACF81F42CE4527ADB843A9AC5 Participant Details
- createdAtMillis - 1682789364923
- tweetId - 1650914345847758853
- classification - MISINFORMED_OR_POTENTIALLY_MISLEADING
- believable -
- harmful -
- validationDifficulty -
- misleadingOther - 1
- misleadingFactualError - 1
- misleadingManipulatedMedia - 0
- misleadingOutdatedInformation - 1
- misleadingMissingImportantContext - 1
- misleadingUnverifiedClaimAsFact - 1
- misleadingSatire - 0
- notMisleadingOther - 0
- notMisleadingFactuallyCorrect - 0
- notMisleadingOutdatedButNotWhenWritten - 0
- notMisleadingClearlySatire - 0
- notMisleadingPersonalOpinion - 0
- trustworthySources - 1
- summary
- As noted in previous community notes, these payment estimates are deceptively low. A $50k loan at 1.5% and payments of $241/month would take 20 yrs to pay. https://www.bankrate.com/loans/loan-calculator/ HELOC rates as of April '23 are 7-8%. At 7% a $50k loan with $241 payments would take longer than 50 yrs to pay. https://www.forbes.com/advisor/home-equity/best-heloc-rates/
Note Status History
| createdAt | timestampMillisOfFirstNonNMRStatus | firstNonNMRStatus | timestampMillisOfCurrentStatus | currentStatus | timestampMillisOfLatestNonNMRStatus | mostRecentNonNMRStatus | participantId |
| 2023-04-29 17:29:24 UTC (1682789364923) |
2023-04-30 01:41:33 UTC (1682818893086) |
CURRENTLY_RATED_HELPFUL | 2023-05-06 02:42:24 UTC (1683340944665) |
CURRENTLY_RATED_HELPFUL | 2023-04-30 01:41:33 UTC (1682818893086) |
CURRENTLY_RATED_HELPFUL |
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