Birdwatch Archive

Birdwatch Note

2023-04-22 23:12:06 UTC - MISINFORMED_OR_POTENTIALLY_MISLEADING

2nd homes high-balance loans and cash-out refis changes to (LLPAs) follow the Freddie/ Fannie "mission" to promote affordable home ownership by lowering a fee for a 659 score, but no fee for a 780+ there's no scenario where someone with lower credit will have a lower fee. https://www.mortgagenewsdaily.com/markets/mortgage-rates-04212023 (https://t.co/bYzrTggUdU)

Written by 236EFFF44CEE6BED38B34646904B1FFC17EFA29053E84CBBCF99490B63F83939
Participant Details

Original Tweet

Tweet embedding is no longer reliably available, due to the platform's instability (in terms of both technology and policy). If the Tweet still exists, you can view it here: https://twitter.com/foo_bar/status/1649597533365190661

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All Information

  • ID - 1649914002586185728
  • noteId - 1649914002586185728
  • participantId -
  • noteAuthorParticipantId - 236EFFF44CEE6BED38B34646904B1FFC17EFA29053E84CBBCF99490B63F83939 Participant Details
  • createdAtMillis - 1682205126794
  • tweetId - 1649597533365190661
  • classification - MISINFORMED_OR_POTENTIALLY_MISLEADING
  • believable -
  • harmful -
  • validationDifficulty -
  • misleadingOther - 0
  • misleadingFactualError - 1
  • misleadingManipulatedMedia - 0
  • misleadingOutdatedInformation - 0
  • misleadingMissingImportantContext - 1
  • misleadingUnverifiedClaimAsFact - 1
  • misleadingSatire - 0
  • notMisleadingOther - 0
  • notMisleadingFactuallyCorrect - 0
  • notMisleadingOutdatedButNotWhenWritten - 0
  • notMisleadingClearlySatire - 0
  • notMisleadingPersonalOpinion - 0
  • trustworthySources - 1
  • summary
    • 2nd homes high-balance loans and cash-out refis changes to (LLPAs) follow the Freddie/ Fannie "mission" to promote affordable home ownership by lowering a fee for a 659 score, but no fee for a 780+ there's no scenario where someone with lower credit will have a lower fee. https://www.mortgagenewsdaily.com/markets/mortgage-rates-04212023 (https://t.co/bYzrTggUdU)

Note Status History

createdAt timestampMillisOfFirstNonNMRStatus firstNonNMRStatus timestampMillisOfCurrentStatus currentStatus timestampMillisOfLatestNonNMRStatus mostRecentNonNMRStatus participantId
2023-04-22 23:12:06 UTC
(1682205126794)
1969-12-31 23:59:59 UTC
(-1)
2023-05-06 02:42:24 UTC
(1683340944665)
NEEDS_MORE_RATINGS 1969-12-31 23:59:59 UTC
(-1)

Note Ratings

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2023-04-23 10:01:34 -0500 Rating Details
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2023-04-22 21:42:22 -0500 Rating Details
2023-04-23 02:58:51 -0500 Rating Details
2023-04-23 10:01:34 -0500 Rating Details
2023-04-22 18:30:36 -0500 Rating Details
2023-04-22 19:19:06 -0500 Rating Details
2023-04-22 18:34:34 -0500 Rating Details
2023-04-23 00:11:49 -0500 Rating Details
2023-04-22 18:41:51 -0500 Rating Details
2023-04-22 18:14:31 -0500 Rating Details
2023-04-23 01:02:58 -0500 Rating Details
2023-04-22 18:22:43 -0500 Rating Details
2023-04-23 02:22:33 -0500 Rating Details
2023-04-23 07:46:32 -0500 Rating Details
2023-04-23 04:07:23 -0500 Rating Details
2023-04-23 01:25:51 -0500 Rating Details
2023-04-23 05:00:13 -0500 Rating Details
2023-04-22 21:42:22 -0500 Rating Details
2023-04-23 02:58:51 -0500 Rating Details