Birdwatch Note Rating
2023-05-11 15:13:54 UTC - HELPFUL
Rated by Participant: DF68624E5810A0CBE47A96E0CEF2B6D1417FBFDBB23074D39182F7DB100EA40A
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details