Birdwatch Note Rating
2023-04-30 13:52:26 UTC - NOT_HELPFUL
Rated by Participant: 8351958DC36637A038F5992A2F87F8987271836E7EB39426E16AA092D9EEC1C7
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details