Birdwatch Note Rating
2023-04-30 13:46:41 UTC - NOT_HELPFUL
Rated by Participant: 606B39BD8D00EFBBC45FDA06C6A364F049C1855B111059B6E3CA54ED77C05328
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details