Birdwatch Note Rating
2023-05-01 17:14:25 UTC - HELPFUL
Rated by Participant: 2631C3A5724DEFF39CBF48D2EF7ED50ABDE49C3FE3030F63DE0117A29BFE6A66
Participant Details
Original Note:
Credit scores are meant to protect institutions from poor lending individuals. It’s illegal to discriminate or build models based on race. Discrimination as a result comes from institutions and data limitations. https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf https://hai.stanford.edu/news/how-flawed-data-aggravates-inequality-credit
All Note Details